EcosystemSUMMIT & RESEARCH
The ownership economy · SELECTED MOMENT · 0:42

The operating company takes one loan instead of many consumer microloans.

Free short preview · Ownership beyond existing savings

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Jens LowitzschProfessor · European University Viadrina; Kelso Institute EuropeLinkedIn ↗

The operating company takes one loan instead of many consumer microloans.

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Attributed contributors: Jens Lowitzsch. “The operating company takes one loan instead of many consumer microloans..” Kelso’s Vision: Ownership at the Center of Inclusive Economies. ECOSYSTEM Summit, Barcelona, 17 September 2026. Session time 15:50–16:32. https://cs-ecosystem.commonshare.workers.dev/evidence/E-f03103f364fb

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Analyst synthesis. The recording establishes that a claim was made. It does not independently establish the claimed effect.

institutional design

The operating company takes one loan instead of many consumer microloans.

Contributors
Jens LowitzschProfessor · European University Viadrina; Kelso Institute EuropeLinkedIn ↗

Proposed mechanism: Centralise borrowing to simplify financing and reduce transaction costs.

Conditions: A financeable operating entity and collateral.

Limit: Cost reduction is a design rationale, not measured here.

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